Rosarito Beach Insurance has been providing quality services to Americans and Canadians for over 15 years

Our bilingual staff has been helping foreign residents and tourist alike with their Automobile and home Insurance needs.

Why do I need Mexican insurance?

The application of the law is what accounts for the differences, and the reasons for needing Mexican insurance.  The law in Mexico is based on the Napoleonic Code where guilt prevails over the assumption of innocence. In the U.S., the law is based on the English Common Law where innocence prevails over the assumption of guilt. Mexico does not have compulsory automobile insurance. The basic difference between Mexico's and United States financial responsibility law is that anyone involved in an accident in Mexico must have the means to respond to damages or injuries for which they may be responsible....which in Mexico would be in the form of either cash or a Mexican insurance policy.

Can my U.S. insurance help me?

Before leaving home, you should inquire if your U.S. Insurance policy covers damages suffered by your vehicle while driving in Mexico. If so, ask if the policy has any restrictions or limitation, such is how many miles from the border do they cover you in case of an accident or for how many days will they cover you while in Mexico. Once you have familiarized yourself with your auto insurance policy and to the extent of its coverage, than you can make a more intelligent decision as to your Mexican Insurance needs.

IMPORTANT NOTE: Whether or not your U.S. insurance policy covers you while in Mexico, the LIABILITY coverage from a Mexican Insurance Company should always be purchase.

The Liability coverage offered by your U.S. policy or any other foreign insurance coverage is not recognized by the Mexican authorities. ONLY MEXICAN AUTOMOBILE LIABILITY POLICY IS ACCEPTED AS EVIDENCE OF FINANCIAL RESPONSIBILITY.

Insurance Companies that work with us?

We carefully choose which insurers in México provide adequate coverage to our customers,  and which provide the most competitive choices in coverage, pricing, underwriting, and most importantly, financial stability…

 

Especially when it matters the most

“The time and place of the accident”